Health insurance is a type of personal insurance with which you insure your health. It can be concluded as a family or group. It would be nice to read the general rules when taking out insurance. It is concluded for a certain period of time, and generally for all insurances. They are usually for a period of one year. There is a difference between life insurance and accident insurance. Life insurance is all the events that can endanger or cause you to lose your life. Accident Insurance These are all events that could damage your health and / or make you unable to work - temporary or long-term. Health insurance covers the risks covered by Life and Accident insurance. These risks can be hospital treatment, pregnancy, childbirth, prevention. You can only take out health insurance if you wish. If you are a foreigner you must take out life insurance. Even if you are staying for a short term - no more than 90 days or for a long period - up to one year. You do not need to take out health insurance if you have insurance abroad and it applies to Bulgaria. You can take out health insurance for risks associated with your health. They could be: disease; accident; prevention; pregnancy and birth; in case of loss of income due to illness or accident; you live in a remote and hard-to-reach area; you need to be transported by ambulance; if you need to go to rehab. There are insurance companies that offer health insurance, with contracts with healthcare facilities called "health care providers". You may ask the insurer to pay your medical expenses. First, you save efforts to pay for the hospital's treatment costs. Secondly, you do not need to make claims for treatment costs and provide documents proving these costs for your treatment. But you can also choose an option for the insurer to reimburse you for your expenses. You will then be required to provide documents proving the amount you have spent.
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